Missouri is known for barbecue, Mark Twain and ground-rattling storms. Homes throughout Kansas and Missouri have been known to suffer tremendous damage from hail, thunderstorms and tornadoes. Obtaining repair services can be easy for insured homeowners, however, if they elect to work with qualified roofing contractors in Kansas City, MO.
Situated in the heart of Tornado Alley, homes in the Kansas City metropolitan area are especially susceptible to storm-related damages. Working with insurance companies to obtain repair for damaged homes can seem like an intimidating task; however, using the services of a professional roofing team can make the process much less daunting.
A series of simple steps can get the ball rolling and help you repair your home in a prompt and efficient manner. Follow the guidelines below to get your house back in order as quickly as possible by filing an insurance claim:
- Be prepared: In Kansas City and other Tornado Alley towns, disaster can strike at any time. Regularly documenting the condition of your home can help you to obtain more accurate payouts from your insurance company. Try to make it a habit to photograph your roof and siding at least once per quarter. It’s also prudent to keep receipts for any maintenance or cleaning services that you have had performed on your roof. Store photographs, receipts and other relevant documents on a cloud-based service, so that they are not susceptible to storm damage or loss themselves.
- Determining damages: Before contacting your insurance company, you should first carefully document and analyze any roof damage that you believe may have been caused by a storm or tornado. If you are unsure if your roof has been damaged by hail or other storm conditions, contact a roofing contractor in Kansas City, MO to schedule an inspection. Qualified roofing professionals can advise you on the steps and costs necessary to get your home back to its prime condition.
- Learning about your coverage: It’s time to dig out your insurance policy documents, open up your reading glasses and get down to the nitty-gritty details. Educating yourself about what types of damages are covered by your policy, finding your payout caps and verifying the amounts of your deductibles are all important things to do prior to contacting your insurance company. It may also be helpful to write out an itemized summary of your coverage.
- Starting the claims process: Once you have obtained an independent analysis of the damages sustained by your roofing, you possess a confident understand of what is entailed by your policy and you have gathered the relevant documents, it’s time to file a claim with your insurance company. Depending on the insurance company you use, you may be able to file your claim online, through your local agent or over the phone. Be sure to have your policy number and the date of the storm on hand when you begin the claims filing process.
Liberty Roofing Inc. is one of the premier roofing contractors in Kansas City, MO. Reach out to our dedicated team to obtain a free inspection of your roof, and learn about how we can simplify the insurance claims process on your behalf.
Categorised in: Roofing Contractors
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